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sukanya samriddhi yojana

Sukanya Samriddhi Yojana 2024 New Rate Of Interest

sukanya samriddhi yojnaSukanya Samriddhi Yojana 2024 New Rate Of Interest:

This scheme of the Government of India is a very popular scheme in a short period of time. The reason why this scheme is popular is because of the benefits that this scheme has. Through this scheme, the government has supported women empowerment in a way. After the girls come of age, their parents have to bear a lot of expenses for their education and marriage. Sometimes due to sudden situation, money is not available and the possibility of financial crisis increases.

The government has now again increased the interest rate on the money received under the scheme. Earlier this scheme was used to pay 8% interest, the government in its new policy has announced that scheme will pay an increased interest of 8.2% on the benefit money. The reason for the increase in the interest rate by the government is that more and more ordinary families should invest in the Sukanya Samriddhi Yojana for their daughters and be sure of the girl’s education or marriage.

What Is Sukanya Samriddhi Yojana?

Sukanya Samriddhi Yojana was launched by the Government of India on 3rd December 2014. When the scheme was initially launched, there were many conditions for it, over time, the government has gradually modified it for the benefit of the common man. Sukanya Samriddhi Yojana is a scheme designed for the benefit of girls, just like Beti Bhachu Yojana. Further, the government encouraged girls to start financial savings through the Sukanya Samriddhi Yojana in order to avoid any hindrance for girls’ education or marriage.

Sukanya Samriddhi Yojana is not for girls above 10 years. Those who want to open an account in Sukanya Samriddhi Yojana for their daughters should open the account only when their daughter is within 10 years of age through this scheme. Sukanya Samriddhi Yojana is one of the most important schemes launched by the Government of India so far. So far, lakhs of individuals have opened accounts for their daughters under Sukanya Samriddhi Yojana, and the number is increasing day by day.

What Are The Benefits Of Sukanya Samriddhi Yojana?

There are many benefits of Sukanya Samriddhi Yojana, out of which we will see the important benefits here.

In Sukanya Samriddhi Yojana, the investor will get 8.2% interest on the assured money invested.

Investors investing in this scheme can invest a maximum of Rs 1,50,000 per annum and a minimum of Rs 250 per month.

Sukanya Samriddhi Yojana has a maximum tenure of 21 years, the investor can withdraw at 18 or 21 years.

In Sukanya Samriddhi Yojana, the same savings account can be opened only in the name of a girl child, the only condition being that the girl child should be below 10 years of age.

You can pay Rs 250 per month in Sukanya Samriddhi Yojana or you can pay more amount as per your wish.

In Sukanya Samriddhi Yojana, the government does not have to pay any form of tax on the benefit received under Section 80C.

A concession of 50% amount for other educational expenses of the girl child is given through this scheme when the age of the girl child completes 18 years.

What Is The New Interest Rate In Sukanya Samriddhi Yojana?

Since the government launched the Sukanya Samriddhi Yojana in 2014, the government had set an interest rate of 8% on the money received through this scheme. It was also said that the government will not levy any kind of tax on the interest earned. Since the introduction of this scheme more and more individuals have started investing in Te Sukanya Samriddhi Yojana in their daughter’s name due to the features of the scheme. Apart from LIC, the chances of guaranteed returns are less in any other scheme. Maximum number of individuals are attracted to Sukanya Samriddhi Yojana due to the assured duty.

Now again the government has announced that as per the new policy under the Sukanya Samriddhi Yojana, the amount to be received in the name of the girl child after a certain year, will pay a guaranteed interest of 8.2%. The reason behind this announcement is also said to be that as many individuals should invest in the Sukanya Samriddhi Yojana in the name of their daughters and be sure. With the new interest rate announced in this scheme, more and more individuals will naturally invest in Sukanya Samriddhi Yojana in the name of their daughters, as the investment made in this scheme will fetch an assured interest of 8.2%.

How To Open Account In Sukanya Samriddhi Yojana 2024?

 

If you want to open an account in this scheme then you should visit your nearest post office or taluka. If you go to the post office and ask about this scheme, you will get very detailed information from the postman there. After that your way of investment will also be clear. To open a account in this scheme, name of a girl child, first of all, the birth certificate of the girl child and the Aadhaar card of the girl child’s parents have to be submitted to the Xerox branch.

After giving Aadhaar card Xerox as birth certificate of girl child and birth certificate of girl child, the next process should be completed as per post master then you can start  Yojana by estimating how much you can pay per month as per your wish. You can pay a minimum of Rs 250 and a maximum of Rs 1,50,000 per year. The more money you pay, the more you earn on your money at a guaranteed 8.2% interest rate.

What Are The Payment Criteria In Sukanya Samriddhi Yojana?

There is a rule that the parents of the girl child in whose name the account is opened under this Yojana can make the payment in the name of the girl child. Initially, when opening an account in this Yojana, the girl’s father can open the account by paying Rs 250, while the maximum annual amount of Rs 1,50,000 can be deposited by the parents of the girl child in the Yojana in the name of the girl.

A girl child in whose name this scheme account is opened, both her parents can pay her money. Any one of the two parents. mother or father can deposit money in the name of the daughter. As per the new policy, the government will pay 8.2% interest on all the money deposited in the this scheme. Earlier the interest rate was 8% for this scheme, the government has increased it to 8.2% with a new policy under this scheme.

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